Quick Loans

There are several fast and consumer car loans on the Bulgarian market. On this page we will show you some of the most interesting car purchase credits for both new cars and old cars. Not only are there profitable consumer auto credits, but also fast loans with easy online application.

In addition to buying a used car or a new car, there are also very attractive offers for leasing under good conditions and without any limitation on the age of the car. Even now there is an auto-crediting without proof of income, no guarantor and only with an ID card.

1. AutoCredit

1. AutoCredit


We’ll start with credit for buying a car of the old. Applying for a loan from AutoCredit is easy, fast and convenient. Since it is a purchase of used cars. The maximum amount you can get is 8000 leva. The approval deadline is only 1 hour after the application.

If they approve you, you will become the owner of the car right now and it will be registered on your behalf from the beginning. This credit is self-deductible, which is at least 20% of the car’s cost. This credit does not bind you with insurers and repairers because the car is on your name right from the start. Let us summarize the particularities of credit:

  • Fast consumer credit for old cars up to 8000 BGN.
  • Reply within 1 hour.
  • You become the owner of the car right away.
  • Self-participation – minimum 20% of the price.
  • Payment period: between 6 and 24 months.

2. Autocredit New from BNP Paribas

This is a specialized loan from BNP Paribas for the purchase of a new car – up to 3 years from the date of its first registration. The maximum amount you can get is quite high – up to £ 80000 and you can finance the purchase of all cars. In addition, if you need additional funding for any related costs (such as car registration), you may also receive an additional amount.

AutoCredit New is a fixed interest rate for the entire car loan period. It is important to note that this is a credit for a car without self-participation. Become the owner of the car right away. The advantage of the loan is that you save a number of additional payments related to the transfer of ownership of the vehicle. Here are the generic features:

  • Consumer credit for cars up to BGN 80000 .
  • Fast credit with easy and express approval.
  • You immediately become the owner of the car.
  • New car loan with fixed installments and interest.

3. Mog

Although this is not just a credit for a car, but a car lease, we have decided to include it in our article because the conditions are quite interesting and attractive. Mogo offers fast and easy financing of all brands and car models. The answer is extremely fast – in just 30 minutes.

There is no limit to the age of the car – you can make a purchase of both a new car and an old car. This lease and a low initial installment – 15%. the maximum amount is BGN 20000 and the minimum is BGN 2000. Repayment term: up to 72 months. Here are the summarized features of the lease.

  • Leasing a car to 20000 leva .
  • Very fast approval – up to 30 minutes .
  • Maximum repayment term – up to 72 months.
  • No limit to the age of the vehicle.
  • application – only with an ID card.

4. Fast credit for car


кредити на вноски

This is an option for those who are looking for a quick credit now or a loan without a contract of employment , without proof of income and no guarantor. This is a loan and without limitation in the age of the car. Answer if you are approved receive up to 30 minutes. From Viva Credit you can take either a quick lease up to BGN 30000 or a fast credit for a car up to 4000 leva.

The application process is as follows: you like a car from a dealer, dealership or online, claim the loan to Viva Credit and get an opinion within 30 minutes. Here are the generic features:

  • Leasing a car up to BGN 30000
  • Fast car loans up to 4000 leva .
  • Approval for up to 30 minutes .
  • Autocredit without proof of income and no guarantor .
  • Quick money loan only against ID card .

5. Autocredit 3+ of BNP Paribas

This is another of the consumer credits for an old car, which is again offered by BNP Paribas. It is for the purchase of a car older than 3 years from the date of its first registration. 

You can finance all car models at a cost of 1500 to 80000 BGN. You can also cover additional costs such as taxes, taxes, etc. Here are the generic features:

  • Maximum amount: up to BGN 80000.
  • Rapid application and approval process.
  • Fixed installment for the entire duration of the loan.
  • You immediately become the owner of the car.
  • Repayment term: from 6 to 96 months